Foreclosure defense

Many homeowners, especially those who were enticed to sign sub-prime mortgages, can no longer afford their mortgage payments, even if the mortgage is current. That makes a Chapter 13 bankruptcy impossible. Even if you are behind on your payments, and cannot afford the current monthly payment for your home, you should definitely contact The Mark Bamberger Law Co. LLC to fight the foreclosure.

While you are litigating the foreclosure case, you are not required to make your normal monthly mortgage payments. The legal process will afford you time to reinstate the mortgage, sell your home, file a bankruptcy or move out. You may be able to force the lender to completely rewrite the terms of your note and mortgage, enabling you to actually keep your home.

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Credit score panacea failed to stop us mortgage crisis

LOS ANGELES, May 10 (Reuters) – The crisis that has swept the U.S. subprime mortgage industry may come down to a simple, three-digit number, multiplied by millions.

Three homes display "For Sale’ signs in a row on Palma Bonita Lane in Perris, California May 2, 2007. In the latter stages of the housing boom, armies of independent mortgage brokers like Musick, and a new breed of subprime lenders like Argent, helped bring a whole new class of borrowers to the housing market, a boom that led to bust for thousands. REUTERS/Mark Avery

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First time homebuyer tips why to document your assets when trying to qualify for a mortgage loan

Of all of the first-time homebuyer tips out there today, easily one of the best is to properly document your assets as a buyer trying to qualify for a mortgage loan. Keeping track and making sure all assets are properly documented should in fact be among the more important items on that first-time homebuyer checklist.

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Personal loans in katy tx make an application for repayment & less than perfect credit finance

Katy is actually a texas urban area found west of Houston. The area are to begin with a hunting-ground with the Karankawa Indian people together with winter giving grounds of nuts buffalo.

The first payment in your neighborhood is actually Cane Isle inside 1872. Title originates from the newest Cane Isle Creek one to ran using new payment. Settlers J.O. Thomas, L.C. Luckel, and you can R.M. Cash situated the city away from Katy back in 1895. No body understands just how Katy takes its identity, but rumor has actually it that M-K-T Railway motivated they.

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How to increase your chances of home loan approval

Getting a mortgage may seem daunting, especially when lenders seem to be applying more scrutiny than ever to home loan applications. So, we’re telling you about six ways to increase your chances of a lender saying yes.

1. Save regularly towards a deposit

The size of your deposit is one of the most important factors in helping you get approved for a home loan.

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What is equity release and how does it work? – equity release mortgages explained

If you have owned a property for a period of time it is likely that you will have built up a sizeable amount of equity in the property or maybe even own it outright. Equity release schemes allow you to access some of these funds to help you supplement your pension or to meet unexpected expenses in later life.

Equity release is typically available to those aged 55+ and because the loan will generally not need to be repaid in your lifetime, there is no need to worry about making repayments from your retirement income.

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